Cyber Insurance Can Incentivize Resilience—If Regulators Let It

The cyber risk landscape has transformed dramatically over the past decade.

Among other things, email phishing attacks have become more pervasive and sophisticated, with threat actors leveraging generative AI tools like ChatGPT, Bard and Jasper to craft convincing phishing campaigns and translate scams across multiple languages. These technologies have allowed attackers to automate and scale operations, making it easier to exploit vulnerabilities at unprecedented speed.

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